Addvalora Global Loss Adjusters

ADDVALORA GLOBAL LOSS ADJUSTERS is the Group’s loss adjusting company specialising in Corporate and Complex claims. Since its foundation in 2003, we have added value to the claims handling process, building a strong relationship with our clients based on trust.

We provide innovative solutions because we work with the newest technology in management software, to cover the needs of our clients in terms of meeting deadlines and observing the highest quality standards.

We have more than 400 technicians with specialisation in different fields with extensive professional experience, and in continuous professional development, who stand ready to respond in this ever-changing world in which we live, which is fundamentally conditioned by the emergence of new technologies and global awareness of environmental issues.

We adjust more than 100,000 claims per year, including those with the greatest economic impact. We have our own Contingency Plans for NAT CAT claims, with mobile work teams to deal with emergency situations.

We work for the main insurance and reinsurance companies in Europe and Latin America.

Based in Madrid, we operate in Europe through a well-established network of offices in Spain, the United Kingdom and Turkey. We cover the rest of Europe through our own network of representatives. In the Middle East we work with a franchise in Saudi Arabia (Addvalora-Soulat). Our Miami office covers the United States, Canada and the Caribbean. We have 24 of our own offices in Argentina, Brazil, Guatemala, Chile, Colombia and Mexico and 5 franchise offices in Paraguay (Addvalora-IAB), Peru (Addvalora WMoller) and Ecuador. In Africa, Asia and the Pacific we work with our usual network of international representatives.


Energy (Power, Oil&Gas, Renewable energy), Forensic Accounting, Liability, Engineering and Construction, Public Works and Buildings, Public Works and Mining Machinery, Addvet (Agriculture, Forestry, Viticulture, Veterinary), Iron, Steel and Metal Industry, Environment and Environmental Liability, Leisure and Tourism, Fine Art & Specie, ICT & Cyber, Motor.


Specialised qualified professionals


Over 100,000 claims adjusted per year


Leading insurers and reinsurers


Global national and international network


Electric power generation plants (conventional thermal, nuclear, combined cycle) and distribution (medium MV and high HV lines, transformation centres and electric substations).


Liquefaction, regasification plants and gas pipelines, Downstream (refineries and chemical plants) and Upstream (wells), as well as transport.


  • Material damage to oil and gas facilities and/or refineries/petrochemicals and associated loss of profit (LOPI – BI)
  • Extra Operator Expenses (including CCC)
  • Third-party liability
  • Material Damage caused by sabotage and terrorism and associated Loss of Profit-Business interruption (LOPI – BI)
  • Damage to oil drilling rigs and repair platforms
  • Construction and Erection All Risks and associated Loss of Profit (ALOP)
  • Cargo


  • Material damage to production platforms and underwater equipment, and associated loss of profit-business interruption (LOPI – BI)
  • Extra Operator Expenses (including CCC)
  • Third-party liability
  • Material Damage caused by sabotage and terrorism and associated Loss of Profit-Business interruption (LOPI – BI)
  • Damage to mobile drilling units, lifting platforms, drill ships and similar
  • All Risk Construction (WELCAR) and associated Loss of Profit (ALOP)
  • Carriage of goods by sea


Wind farms, solar thermal and photovoltaic plants, hydraulic plants and biomass and biodiesel plants.

The losses adjusted relate to a wide range of policies, in particular:

  • Erection policies: Erection-construction, testing and maintenance
  • Property all risks policies with loss of profit
  • Machinery breakdown policies with loss of profit
  • ALOP policies during the erection period
  • Transport insurance policies
  • Third party liability policies for manufacturers and fitters


Our experience as adjusters in the wind energy market dates back to January 1995; since then, we have adjusted more than 5,000 claims.


We have more than 10 years’ experience in the solar thermal and photovoltaic industry, supported by our adjustment of more than 2,000 claims.


It covers both biomass thermal plants and biodiesel and bioethanol production plants, as well as water treatment facilities, digesters and biogas plants. We have 7 years’ experience in this constantly expanding sector.

HYDRAULICS: hydroelectric plants

Loss of profit/business interruption

Predictive statistical calculation, based on previous accounting data. Econometric trend tests. ARIMA Method

Financial Lines Insurance

  • Bankers insurance. Employee infidelity
  • Credit and Surety
  • D&O
  • Event cancellation. Contingencies
  • Initial public offering insurance
  • Reputational risk insurance
  • Loss of profit-business interruption due to public sector liability

Expert reviews of tax, accounting and employment consultancies

Valuation of companies

Account auditing and insolvency administration

Appraisals of losses due to intellectual property disputes (patents, trademarks…), industrial property, copyrights, etc.

Appraisals regarding competition conflicts

We have vast experience in handling highly complex public sector, D&O (Directors & Officers) and companies’ claims, in the health, environmental and cyber-risk fields, among others.

  • Civil Engineering: roads, ports, bridges and viaducts, tunnels, building
  • Construction all risks (CAR/EAR)
  • Construction liability
  • Professional Indemnity – Spanish Professional Association of Architects and Civil Engineers
  • Decennial insurance
  • Mining companies
  • Construction companies with their own machinery (dumpers, bulldozers, lifting platforms, generators, railroad track laying machines, etc.). Companies that rent machinery, with or without an operator
  • Machinery manufacturers (machinery damage prior to sale, Product liability)
  • Self-propelled cranes
  • Special machinery
  • Property and general liability
  • Property and liability for forest fires
  • Pet insurance policies
  • Auto liability for animal injury
  • Damage of food products during transportation
  • Damage of food products in fire, flood, and other loss events
  • Damage of industrial animal production areas (aviculture, aquaculture)
  • Injury to insured animals (livestock, bullfighting festivals, etc.)
  • Certification for disposing of goods

Addvalora has a team that specialises in handling property and liability claims relating to steelworks, blast furnaces, metal transformers and suppliers of metals and finished product.

  • Service stations
  • Petrol stations
  • Oil pipelines
  • Fuel and chemical product storage centres
  • Land and sea transport
  • Air transport, prototype aircraft
  • Meat industry
  • Industrial estates
  • Workshops
  • Consequential losses

Weather phenomena
Natural catastrophes: hurricanes, earthquakes, floods, tsunamis, landslides and displacement of soil on fault lines, tornadoes, volcanic eruptions, hailstorms and, in general, hydrometeorological risks…

Areas of activity:

Hotel chains
Tourist resorts
Theme parks
Casinos, bingos and betting centres
Catering sector
Travel agencies and tour operators
Travel assistance policies


  • Jewellery, precious metals
  • Wholesalers and retailers
  • Safety deposit boxes
  • Furs
  • Pawn shops
  • Cash in Vault/Transit (CIT)


  • Visual arts: painting and sculpture
  • Graphic works: etchings, drawings and photography
  • Carvings, images, altarpieces and reliefs
  • Antiques: furniture, silver, jewellery, fabrics, documents, etc.
  • Buildings, monuments and urban complexes with unique historical or artistic value
  • Facilities, video installations
  • Virus and malware
  • Loss of data
  • Material damage to fixed and mobile networks
  • Mobile telephony base stations
  • Failed IT projects
  • Backbones and trunk data transmission systems
  • Software failure
  • Network failure
  • Appraisal of claims from individuals, liability, miscellaneous
  • Fleets of vehicles in the field
  • Renting, termination of contracts, manufacturers and financiers
  • Transport of vehicles
  • Workshop liability
  • Fires
  • Mechanical breakdown
  • Electric vehicles
  • Airport vehicles
  • Reconstruction of road accidents
  • Biomechanics of low intensity accidents
  • Management of remains
  • Photo inspection, examination of documents



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