risk and loss management

ASEPER is the Addvalora Group company that provides tailor-made solutions in areas of management not necessarily related to loss adjusting, ranging from disputes between companies and/or businesses and professionals or with public sector agencies, to legal proceedings, arbitration or mediation.

Our know-how covers all areas of industrial activity, land, sea and air transport, environmental and financial management, accounting, construction and civil engineering sectors, among others.

Our team includes experts who specialise in court hearings or expert opinions.

We provide services to all types of industrial businesses, production centres and independent practitioners, brokers and insurance companies.


National and international


Specialist technicians


Over 100 losses per year

Fields of activity

Asset valuation
Inspections and risk management
Relocation of companies and operations
Expert opinions in legal proceedings

Valuation of tangible and intangible assets for insurance purposes, transfer of ownership, access to external financing, liquidation procedures, and for administrative, tax and accounting purposes.

  • Identification, analysis and quantification of risks
  • Reduction or transfer of risk
  • Contingency Plans
  • Environmental risk assessment
  • Costing of company relocations, due to expropriation, reclassification and/or business restructuring
  • Minimising its productive impact
  • Optimising the outcome
  • Expert opinions. Claims. Defence. Adversarial expert opinions
  • Verification, quantification and confirmation of the scope of claims
  • Alternative Dispute Resolution (ADR) for businesses
  • Inspection and reconnaissance
  • Preparation of case-files required by public sector entities
  • Environmental and technical audits (machinery, facilities, buildings)
  • Cause determination
  • Loss adjusting for insured parties in pooled claims not covered by insurance companies, appraising the loss and damage for report submission to the Spanish Insurance Compensation Consortium
  • Loss adjusting under franchise
  • Claims analysis
  • Appraisal of damage and losses and compensation proposal
  • Taking inventories
  • Audits and technical verifications
  • Retainers
  • Application for energy certificates



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